About Salary Advance & Personal Loan App - EarlySalary
EarlySalary is the most innovative Personal Loan App for Salaried Professionals. Loans range from ₹8,000 to ₹500,000 Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product...
EarlySalary is the most innovative Personal Loan App for Salaried Professionals.
Loans range from ₹8,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹50,000 & interest is 20% per annum with a tenure of 12 months, a processing fee of ₹1250 would be charged.
The Interest for 12 months would be ₹5581. The EMI per month would be ₹4632. This would transact to a maximum APR of 22.5%
EarlySalary group owns “EarlySalary Services Private Limited formerly known as Ashish Securities Pvt. Ltd.”, an NBFC duly registered with Reserve Bank of India.
Salaried Professionals with a salary above ₹15K can now get
instant personal loan ranging from ₹8,000 to ₹5Lakh on the app and get cash in your bank account in 10 minutes @ just ₹6/day*.
👌Key Features
- For Salaried professionals personal loans ranging from 8000 to ₹5 lakh
- Flexible repayment tenure from 90 days to 24 months
- No prepayment charges
- Instant Personal loans starting @ just ₹6/day
Example:
A customer avails a personal loan of ₹50,000 at an interest of 30% per annum, where the processing fee is ₹1000 for a period of 3 months, would end up paying ₹53,760 after 3 months. His monthly EMI would be ₹17920.
⭐️Why Early Salary is different from any other Personal Loan App?
- Over 1.7 million
Personal loans disbursed.
- Over ₹3000Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.
👍
Eligibility Criteria
✔Salaried Individuals
✔Above the age of 21
✔Minimum take-home salary per month ₹15K
✔Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.
📑
Documents Required
EarlySalary aims to be one of the most user-friendly Instant Personal loan apps in India.
- PAN card
- Aadhar card
- Salary Account bank statement
⭐️EarlySalary Product Suite
Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the EarlySalary app. Choose your amount, tenure ranging from 3 months to 24 months, and get the cash in your bank.
No Cost Shopping Loan – EarlySalary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.
Free Education Loan – EarlySalary believes upgrading skills shouldn’t come with a cost. So at our education partner, you can now avail EarlySalary education loan assistance for free.
SalaryCard - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.
📲
How EarlySalary Works?
Our 4-step application process reflects our goal to be the most secure Personal loan apps in India. All you have to do is:
1. Log in to the EarlySalary app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your application, you'll be notified of your approval status.
3. Once your EarlySalary Personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.
APR and other Charges
The APR charged to the customer varies on the basis of the different products availed and risk profile of the customer. The APR for different personal loan products: for Buy Now, Pay later loans 0%-27%, for Personal/Cash loans 18%-33%. Penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws.
Download our instant personal loan app now! 👆
Previous Versions
Here you can find the changelog of Salary Advance & Personal Loan App - EarlySalary since it was posted on our website on 2016-09-27 07:36:47.
The latest version is 2.7.9 and it was updated on 2024-04-19 21:43:19. See below the changes in each version.
Salary Advance & Personal Loan App - EarlySalary version 2.7.9
Updated At: 2021-09-13
Changes: 1. To enhance the Instant Loan Experience we have made our app journey smoother.
2. Stay connected with our new product launch and existing product enhancements with our all-new Blog section been included in the App.
3. Now our customers can opt-in for Instant Loan up to 5L and choose from EMIs up to 24 months.
4. Our newly launched Salary Card comes with a guaranteed offer which our customers can get after each transaction.
Salary Advance & Personal Loan App - EarlySalary version 2.5.9
Updated At: 2020-12-22
Changes: 1. Reboot with our newly launched Pro Max Loan. Avail 6-months instant loan in few mins with just a few clicks.
2. Personal Loan experience enhanced with our new optimized build.
3. No contact easy KYC. Get immediate loans with the Early Salary Loan App.
4. The offer section becomes exciting and irresistible with our newly introduced vouchers.
Salary Advance & Personal Loan App - EarlySalary version 2.4.8
Updated At: 2020-07-27
Changes: Introducing the all new EarlySalary app:
- Completely fresh UX & UI
- Seamless journey
- Now you can shop on Flipkart and pay later in 6 EMIs at no extra cost
- Get notified or apply for limit enhancement
- One dashboard to see all your limits
- New and improved chat
Salary Advance & Personal Loan App - EarlySalary version 1.6.9
Updated At: 2018-02-13
Changes: 1. Shop on Amazon and pay in EMIs at no extra cost.
2. Instant loans in 10 minutes even for new customers.
3. Loan disbursal in minutes for repeat customers.
Salary Advance & Personal Loan App - EarlySalary version 1.3.2
Updated At: 2017-01-23
Changes: - Introducing EarlySalary 'Shop now and Pay Later' - Now you can shop for your favorite products online and pay later or convert it into easy EMIs.,- With our new systems in place we can now transfer cash to our existing customers in seconds,- Bug fixes
Salary Advance & Personal Loan App - EarlySalary version 1.2.5
Updated At: 2016-09-20
Changes: -Cash transfer now got even faster, instant cash transferred to your bank when you want in 10 sec,-Repeat loan, when you want, transferred instantly 24x7,-10 Min loan approval, fastest instant loan app,-Friends benefit program which helps you take Rs.10,000 and pay back Rs.8000. Now get instant cash back of Rs.200 for each loan disbursed to your referred friends..
Disclaimer
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